Welp - that was anti-climactic.
I went and sat with THREE lawyers yesterday - fortunately it's the firm doing all the estate/conservatorship/house/parent stuff so they gave me a free consultation. One guy had been doing civil litigation for 30 years.
The good news is that it's a slam dunk. The bad news is that it's completely worthless. Apparently lawsuits are linked to damages and even just to get their attention to make them change their policies and such it would have taken someone actually getting hurt - the system isn't in place to be proactive. I've probably said it before, but I'll say it again - I wasn't looking for a payday. If it took a huge suit to get their attention, I'd take compensation for my time, pay the lawyers, and give the rest to some sort of charity - whatever's closest to "The Juvenile Foundation for not getting your eye shot out". I was hoping that taking greed off the table as a motivator would help, but it doesn't. The upshot is even to start the proceedings would cost more than I would hope to get.
So I have to file in small claims for my windshield and that's it.