“To defeat Fortune, men must anticipate such evils before they arise, and take prudent steps to avoid them. When the waters have already risen, it is too late to build dikes and embankments.”-- Niccolò Machiavelli, The Prince
Everything is lovely. Stores are still open and the bank drive thru is open. It won't get much worse before it gets better. Then when people start to figure out that our paper money is worthless the SHTF. Currency will be gold, silver and barter. You need to have your gardening skills up to speed by then with your own seed stash. Digital currency and one world government will take over. You will be their slave. Buying & selling (digitally) will not be allowed for those without credentials. Want to pay your electric bill? It's digital. As old as I am, I don't expect to see these coming times.